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BartalInsurance

Contractor Insurance / Quote & Buy Online

Contractor coverage, on your schedule.

Get an instant quote, buy coverage the same day, and download your certificate of insurance in minutes. General liability, workers comp, a business owner's policy, and business property, with simple monthly payments. Backed by a licensed local agent.

General liability as low as $19/mo/covered in minutes/certificate the same day

Get an Instant Contractor QuoteYou'll be taken to Next Insurance's secure site to enter your information and get a quote.
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A+ Superior, AM Best ratedBacked by Munich Re (ERGO NEXT)~750,000 small businesses covered

Carriers on file

  • Nationwide
  • Progressive
  • Travelers
  • Utica First
  • Allstate
  • American Modern
  • Foremost
  • Hagerty
  • Hiscox
  • Next Insurance

How It Works

Three steps. Done in minutes.

  1. Quote Online

    Enter your trade and zip code. Get an instant quote in minutes. No phone calls, no waiting.

  2. Buy in Minutes

    Pick your limits for general liability and workers comp. Buy your coverage the same day.

  3. Get Your Certificate

    Download your certificate of insurance instantly. Share it with clients and GCs right away.

Get an Instant Contractor QuoteYou'll be taken to Next Insurance's secure site to enter your information and get a quote.

Trades We Cover

Built for every trade.

Working in Scranton or Northeast PA? See our local page

What's Included

The coverage contractors actually need.

  • General Liability

    Protection against third-party bodily injury, property damage, and advertising injury claims on the job.

    For exampleA client trips over a cord on your jobsite and gets hurt. General liability covers the medical and legal costs instead of your bank account.

  • Workers' Compensation

    Covers employee injuries and occupational illness. Required in most states once you have employees.

    For exampleA crew member falls off a ladder and can't work for a month. Workers' comp pays the medical bills and lost wages.

  • Business Owner's Policy (BOP)

    Bundles general liability with commercial property, your building, tools, equipment, and inventory, in one convenient policy, often at a lower combined cost.

    For exampleA fire at your shop damages the space and your inventory, and your trailer of tools is stolen off a jobsite. A BOP handles the liability and the property in one policy.

Get an Instant Contractor QuoteYou'll be taken to Next Insurance's secure site to enter your information and get a quote.

Why Contractors Choose It

Low cost to start. Simple to manage.

  • Monthly Payments

    Pay as you go with affordable monthly installments instead of one large annual premium. Keep more cash on hand for the job.

  • Easy to Use

    Quote, buy, and manage your policy online in minutes. No paperwork, no back-and-forth, no waiting on callbacks.

  • Instant Certificate

    Download your certificate of insurance the moment you buy and share it with GCs and clients right away.

Where We're Licensed

Serving contractors across multiple states.

If you work across state lines, your coverage keeps up.

  • MIMichigan
  • NYNew York
  • NJNew Jersey
  • OHOhio
  • MDMaryland
  • VAVirginia

Frequently Asked Questions

Questions contractors ask.

How fast can I get covered?
Most contractors get a quote and purchase coverage in under 10 minutes. Your certificate of insurance is available for download immediately after purchase. No waiting period.
What trades can get a quote online?
General contractors, electricians, plumbers, roofers, HVAC technicians, carpenters, landscapers, handymen, and many more trades are eligible for instant online quoting.
What does contractor insurance include?
The online product covers general liability, workers' compensation, a business owner's policy (BOP), and business property. You can pay in simple monthly installments and receive a certificate of insurance instantly upon purchase.
Which states does this cover?
We serve contractors across multiple states including Michigan, New York, New Jersey, Ohio, Maryland, and Virginia. Enter your zip code during quoting to confirm availability in your area.
Do I still get a local agent?
Yes. While the quote-and-buy process is fully online, you're backed by David Bartal, a licensed local agent in Scranton, PA. We're a phone call away for claims, changes, or questions.
What if I need higher limits or specialized coverage?
For complex risks or higher limits, contact us directly. David will work with our carrier network to build a custom policy tailored to your business.

Get covered today.

Quote online, buy in minutes, and download your certificate of insurance instantly.

Get an Instant Contractor QuoteYou'll be taken to Next Insurance's secure site to enter your information and get a quote.