Personal Insurance / Motorcycle
Motorcycle Insurance
Motorcycle policies get written on autopilot far too often, and the two things that go wrong are always the same: the custom parts are not covered, and the rider assumes their auto policy's medical coverage carries over. Neither is safe to assume.
What It Covers
The parts of the policy, in plain terms.
Liability
Injury and damage you cause to others. Required to register a bike in Pennsylvania.
Collision and comprehensive
Damage to the bike itself, plus theft, vandalism, and a deer on a back road at dusk.
Custom parts and equipment
Exhaust, bags, seat, paint, chrome. Base policies include only a small allowance, and anything past it has to be scheduled or it simply is not there at claim time.
Uninsured and underinsured motorist
Riders come off worse in almost every collision. This is the coverage that matters most when the other driver has almost nothing.
How it plays out
A car turns left across you at an intersection. The bike is repairable, but the aftermarket exhaust and bags are not on the policy, and the base custom-parts allowance covers a fraction of what you put into it. The difference comes out of pocket.
Placed with
- Progressive
- Nationwide
- Foremost
Frequently Asked Questions
Motorcycle Insurance questions we get.
Can I drop coverage over the winter?
Are my custom parts covered?
Does my auto policy cover me on a motorcycle?
What Clients Say
Trusted by your neighbors.
Dave is an amazing agent, and Kim is great too. They both worked very hard to get me the best rates. I felt they had my best interest at heart, not just what was good for them.
I just finished buying a house. My previous agent couldn’t find coverage for it. My realtor told me that “Dave always has an answer for her problems.” She couldn’t have been more right.
I highly recommend David Bartal. David took the time to listen to my circumstances and worked efficiently to get me quotes quickly. Within minutes, I had both my vehicles insured at a price I could actually afford. A very happy and satisfied customer.
Also worth a look
Other coverage we write.
Auto Insurance
Coverage shopped across multiple carriers, with real limits explained in plain terms.
Home Insurance
Coverage for the structure, your belongings, and the liability that comes with owning a house.
Condo Insurance
Fills the gap between the association's master policy and everything inside your unit.
Renters Insurance
Your belongings and your liability, even though the building is not yours.
Flood Insurance
Separate coverage for rising water, which no home or renters policy includes.
Boat & Watercraft
The boat, the motor and the trailer, on the water and on the road.
Let's get you a real number.
Tell us what you're insuring and David will shop it across our carriers. No obligation, and no pressure if your current policy turns out to be the better deal.
Independent agency / 10 carriers on file