The Bartal Insurance Blog
Straight talk on coverage.
Plain-English guides for contractors and Northeastern PA families: what coverage actually does, what your job or your home really needs, and how to avoid the gaps that catch people off guard.
- Personal Insurance
Can a Landlord Require Renters Insurance in Pennsylvania?
Your lease says you need renters insurance and you are not sure they can do that. They can, and it is a different question from whether the law requires it. Here is what the lease is usually asking for and how fast you can hand it over.
6 min readRead - Personal Insurance
Does My Car Qualify for Classic Car Insurance?
Most people assume it comes down to how old the car is. Age is part of it, and it is usually the least important part. Here is what a collector carrier actually looks at, and why a 1998 car in a garage can qualify when a 1968 daily driver will not.
6 min readRead - Personal Insurance
Ice Dams and Frozen Pipes: What a Home Policy Actually Covers
Ice dams and burst pipes put water in two different places, and a home policy treats them differently. Here is how the coverage generally works.
5 min readRead - Personal Insurance
How Much Homeowners Insurance Do You Actually Need in Scranton?
A plain-English look at how much home insurance a Scranton homeowner really needs, from rebuild costs to flood coverage.
5 min readRead - Contractor Insurance
General Liability vs. Workers' Comp: What Contractors Actually Need
A plain-English look at what general liability and workers' comp each cover, when each is required, and why most contractors carry both.
5 min readRead - Contractor Insurance
What a Certificate of Insurance Is, and Why Your GC Won't Start Without One
A plain-English guide for contractors on what a certificate of insurance is, what's on it, and why your GC won't let you start without one.
5 min readRead