Independent Agency / Scranton, PA

Insurance Agency in Scranton, PA

We are on Green Ridge Street, not in a call center in another state. One agent for the car, the house and the business, shopping a shelf of carriers instead of defending one company's answer.

Talk to David Call 570-344-0211

Independent, and what that changes

Most agents in Scranton work for one company.

Search for an insurance agency here and most of what comes back is a carrier's locator page: find the Nationwide office, find the State Farm office. Those agents are good at their jobs and they have exactly one company's policies to sell you. When that company raises your renewal, the conversation is about accepting it.

We are independent. Your policy goes to whichever of our carriers fits, and when a renewal comes back wrong we move it without you filling anything in twice. That is the whole difference, and it shows up at renewal rather than on the day you sign.

One call, not three

Auto, home and the business in one place, with one person who knows how they overlap and where you are paying twice for the same thing.

A person who answers

David Bartal, LUTCF, AINS, reads every submission that comes through this site. The number on this page reaches the office, not a queue.

A free second opinion

Send the declarations page from the policy you already have. Sometimes the honest answer is that you are already covered properly, and we will say so.

Local conditions

What actually puts in claims around here.

A century of housing stock

Green Ridge, Hyde Park and the South Side are full of homes built long before anyone thought about sealing an attic floor. Older wiring, older roofs and original details all change what a home policy should cover and what it will cost to put right.

Home insurance in Pennsylvania

Freeze, thaw, repeat

Cold nights and sun on a south-facing roof is close to ideal conditions for an ice dam, and we get a long run of both between December and March. Water that gets under the shingles is a claim; the roof that let it happen is usually not.

What a home policy does with ice dams

Water that arrives from outside

Flood is excluded from every standard home policy, and the line between a flood claim and a water-damage claim is not where most people assume. Worth understanding before the forecast makes it urgent, because a new flood policy generally waits 30 days to take effect.

Flood insurance

Jobs that stop for paperwork

General contractors and Lackawanna County property managers ask for a certificate before you start, usually at short notice. Scranton's own contractor licensing checklist asks for one too.

Scranton contractor insurance

What we write

For the household, and for the business.

Personal

Business

Carriers We Represent

Backed by carriers you know.

Coverage placed through top-rated carriers. Product and carrier availability varies by state.

The office

433 Green Ridge Street.

Open Monday to Friday, 9 to 5. Stop in with the declarations page, or call and we will do it over the phone.

Request a quote Meet David

Address433 Green Ridge St, Scranton, PA 18509
Phone570-344-0211
Text570-487-3386
HoursMonday to Friday, 9:00 to 5:00

What Clients Say

Trusted by your neighbors.

4.832 Google reviews

Dave is an amazing agent, and Kim is great too. They both worked very hard to get me the best rates. I felt they had my best interest at heart, not just what was good for them.

Jacki B.a month ago

I just finished buying a house. My previous agent couldn’t find coverage for it. My realtor told me that “Dave always has an answer for her problems.” She couldn’t have been more right.

Jimmy N.a month ago

I highly recommend David Bartal. David took the time to listen to my circumstances and worked efficiently to get me quotes quickly. Within minutes, I had both my vehicles insured at a price I could actually afford. A very happy and satisfied customer.

Sherry B.5 months ago

Read our reviews on Google

Frequently Asked Questions

What people ask before they switch.

What is the difference between an independent agency and a Nationwide or State Farm office?

A captive agent sells one company's policies, so the quote you get is that company's answer whether or not it is the best one for you. We are independent, which means we place your policy with whichever of our carriers fits your situation and your budget, and at renewal we can move it without you starting over somewhere else. It also means one phone call covers your car, your house and your business rather than three.

Do I have to come to the office on Green Ridge Street?

No. Most of what we do happens by phone, email or text, and contractors can quote and buy online without speaking to anyone. The office matters for the times it matters: a claim you want to talk through, a policy review with the declarations page in front of both of you, or a certificate you need while the job waits.

Which parts of the Scranton area do you write policies in?

We are licensed across Pennsylvania and write throughout Scranton and Lackawanna County, from Green Ridge and Hyde Park to the South Side and the surrounding boroughs. Call the office at 570-344-0211 if you are just outside the county and we will tell you straight away whether we can help.

Can you review a policy I already have somewhere else?

Yes, and it costs you nothing. Send us the declarations page, which is the summary page at the front of your policy showing limits and deductibles, and we will read it with you. Sometimes the answer is that you already have a good policy at a fair price, and we will tell you that too.

How quickly can I get a certificate of insurance?

For contractors buying online, minutes. For an existing commercial client who needs one for a job starting tomorrow, call the office and we will issue it. The paperwork a job stops for is the paperwork we treat as urgent.

Coverage details on this page were last reviewed September 2026. Policy wording and availability change, so call the office at 570-344-0211 before relying on anything here for a decision.