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BartalInsurance

Contractor Insurance ยท Scranton, PA

Scranton Contractor Insurance

A licensed agent right here on Green Ridge Street, paired with an online quote you can finish in minutes. That's a combination the out-of-town 1-800 lines and templated national pages can't offer Scranton contractors.

Get an Instant Contractor QuoteYou'll be taken to Next Insurance's secure site to enter your information and get a quote.
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A+ Superior, AM Best ratedBacked by Munich Re (ERGO NEXT)~750,000 small businesses covered

What Scranton Contractors Face

Local jobs, local risks.

  • Older housing stock

    From Green Ridge to Hyde Park to the South Side, a lot of Scranton's homes are a century old. Knob-and-tube, lead paint, and dated framing raise the stakes on electrical, roofing, and remodeling work.

  • Northeast PA winters

    Freeze-thaw, ice dams, and snow delays are part of the calendar here, and each one is a claim waiting to happen if you're not covered.

  • State registration

    Pennsylvania's Home Improvement Consumer Protection Act requires many residential contractors to register with the state Attorney General, and clients increasingly check.

  • Certificates on demand

    General contractors and Lackawanna County property managers expect a certificate of insurance before you start, often on short notice.

Coverage That Fits

What it looks like on a real job.

  • General Liability

    For exampleYou're remodeling a century-old row home downtown and a dropped tool cracks the client's original stair rail. General liability covers the damage.

  • Workers' Compensation

    For exampleA crew member slips on an icy Green Ridge driveway carrying materials in January. Workers' comp covers the medical bills and lost wages.

  • Business Owner's Policy (BOP)

    For exampleA job on a Hyde Park property damages a neighbor's fence while your tools are on site. A BOP covers the third-party damage and your equipment in one policy.

Get an Instant Contractor QuoteYou'll be taken to Next Insurance's secure site to enter your information and get a quote.

Backed By A Local Agent

A real Scranton agent behind the quote.

The quote is instant, but you're not on your own. David Bartal is a licensed local agent right here in Scranton for claims, changes, and the questions a chatbot can't answer.

433 Green Ridge St, Scranton, PA 18509570-344-0211

Frequently Asked Questions

Questions from local contractors.

What insurance does the City of Scranton require for a contractor licence?
The city's contractor licence checklist asks Master and Specialty Contractors for a certificate of insurance proving general liability, property damage and public liability of $500,000 per person and $1,000,000 per occurrence, together with proof of workers' compensation. If you do not employ anyone, the city accepts an affidavit to that effect instead of a workers' compensation certificate. The application also asks for your Pennsylvania Home Improvement Contractor registration. Requirements change, so check the current list on the City of Scranton licensing portal before you file, and we will build the certificate to match what it asks for.
I work on my own. Do I need workers' compensation for the licence?
Not necessarily. Pennsylvania generally does not require a sole proprietor to carry workers' compensation on themselves, and Scranton's licence application accepts an affidavit that you do not employ individuals. That is separate from what a general contractor may demand before letting you on a site, which is often workers' compensation regardless of what the law requires.
Are you actually local to Scranton?
Yes. Bartal Insurance is at 433 Green Ridge St in Scranton, and David Bartal is a licensed local agent (LUTCF, AINS). You get an online quote for speed and a real person nearby for claims, changes, and questions.
Can you handle jobs across Lackawanna County and Northeast PA?
Absolutely. We work with contractors throughout Scranton and the surrounding NEPA area, and the coverage travels with you across the region and state lines when your jobs do.
Can I get a certificate of insurance the same day?
Yes. Quote and buy online and your certificate of insurance is ready to download immediately, so you can meet a general contractor's requirement the same day.
Can you also handle my truck and my house?
That's the whole idea of working with a local agent. Once your business is covered, David can review your personal auto, home, and life insurance too, so one person knows your whole picture.

Covered in Scranton, today.

Quote online, buy in minutes, and download your certificate of insurance instantly.

Get an Instant Contractor QuoteYou'll be taken to Next Insurance's secure site to enter your information and get a quote.