Skip to content
BartalInsurance

Contractor Insurance ยท Roofing

Roofing Contractor Insurance

Roofing is one of the highest-risk trades a carrier will write, and general contractors know it. Get the coverage they ask for, quote it online, and download a certificate the same day.

Get an Instant Contractor QuoteYou'll be taken to Next Insurance's secure site to enter your information and get a quote.
4.8from 32 Google reviews

Powered by Next

A+ Superior, AM Best ratedBacked by Munich Re (ERGO NEXT)~750,000 small businesses covered

What Roofers Face

The risks that come with the trade.

  • Work at height

    A single fall can turn into a six-figure claim. Carriers price roofing accordingly, so you need coverage that actually holds up.

  • Tear-off and weather

    An open roof and a sudden storm can flood the structure below before the tarps are down.

  • Damage to the building

    Dropped bundles, punctured gutters, and debris in the landscaping are everyday exposures on a roofing job.

  • Crews and subs

    The moment you bring on help, workers' comp and hiring practices move from optional to expected.

Coverage That Fits

Real scenarios, real coverage.

  • General Liability

    For exampleA gust lifts a stack of shingles and it slides off the eave onto a parked car below. General liability covers the damage and any injury claim.

  • Workers' Compensation

    For exampleA crew member slips on a wet deck and fractures a wrist. Workers' comp pays the medical bills and lost wages instead of it landing on you.

  • Business Owner's Policy (BOP)

    For exampleA ladder punches through a client's soffit while your gear is staged in the driveway. A BOP handles the third-party damage and your own tools in one policy.

Get an Instant Contractor QuoteYou'll be taken to Next Insurance's secure site to enter your information and get a quote.

Backed By A Local Agent

Online speed, with a real agent behind it.

You quote and buy online in minutes, but David Bartal, a licensed local agent, is a phone call away for certificates, changes, and claims. That's the part the national-only sites can't give you.

433 Green Ridge St, Scranton, PA 18509570-344-0211

Frequently Asked Questions

Roofers ask us this.

Can I get a certificate of insurance for a GC the same day?
Yes. Once you buy your policy online, your certificate of insurance is available to download immediately. You can send it to the general contractor or property owner right away.
Is workers' comp required for roofers?
In most states, once you have employees, workers' compensation is required, and roofing is often specifically named because of the fall risk. Enter your state during quoting to confirm what applies to you.
Does the policy cover subcontractors I bring on?
It depends on how your crew is structured. This is exactly the kind of detail worth a quick call with David so your certificate matches how you actually run jobs and won't leave a gap at audit.
What limits do general contractors usually ask for?
Many GCs and municipalities ask for a $1,000,000 per-occurrence / $2,000,000 aggregate general liability limit. You can select your limits during the online quote, and we can help if a job requires something higher.

Get covered today.

Quote online, buy in minutes, and download your certificate of insurance instantly.

Get an Instant Contractor QuoteYou'll be taken to Next Insurance's secure site to enter your information and get a quote.