Contractor Insurance ยท Plumbing
Plumbing Contractor Insurance
Water is the exposure. One fitting that lets go can do more damage overnight than a whole job pays. Get coverage sized for that risk and quote it online in minutes.
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A+ Superior, AM Best ratedBacked by Munich Re (ERGO NEXT)~750,000 small businesses coveredWhat Plumbers Face
The risks that come with the trade.
Water damage that spreads
A slow leak or a failed connection can soak floors, drywall, and everything below before anyone sees it.
Call-backs and freeze season
Burst lines and emergency calls stack up in winter, and every fix is a chance for a new claim.
Trenching and excavation
Digging for a service line adds struck-utility and cave-in risk to the job.
Torch and soldering
Sweating copper near framing is a quiet fire risk on plenty of plumbing jobs.
Coverage That Fits
Real scenarios, real coverage.
General Liability
For exampleA fitting you installed lets go overnight and floods a finished basement. General liability covers the water damage claim.
Workers' Compensation
For exampleA helper strains his back setting a cast-iron stack in a trench. Workers' comp covers the medical care and the lost time.
Business Owner's Policy (BOP)
For exampleA torch on a repipe chars a joist and the homeowner files a claim. A BOP covers the third-party damage and your own tools together.
Backed By A Local Agent
Online speed, with a real agent behind it.
You quote and buy online in minutes, but David Bartal, a licensed local agent, is a phone call away for certificates, changes, and claims. That's the part the national-only sites can't give you.
Frequently Asked Questions
Plumbers ask us this.
Is water damage I cause covered?
Do I need a certificate for the general contractor?
Does the policy cover trenching or excavation?
How fast can I get insured?
Get covered today.
Quote online, buy in minutes, and download your certificate of insurance instantly.
Get an Instant Contractor QuoteYou'll be taken to Next Insurance's secure site to enter your information and get a quote.