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Contractor Insurance ยท Plumbing

Plumbing Contractor Insurance

Water is the exposure. One fitting that lets go can do more damage overnight than a whole job pays. Get coverage sized for that risk and quote it online in minutes.

Get an Instant Contractor QuoteYou'll be taken to Next Insurance's secure site to enter your information and get a quote.
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A+ Superior, AM Best ratedBacked by Munich Re (ERGO NEXT)~750,000 small businesses covered

What Plumbers Face

The risks that come with the trade.

  • Water damage that spreads

    A slow leak or a failed connection can soak floors, drywall, and everything below before anyone sees it.

  • Call-backs and freeze season

    Burst lines and emergency calls stack up in winter, and every fix is a chance for a new claim.

  • Trenching and excavation

    Digging for a service line adds struck-utility and cave-in risk to the job.

  • Torch and soldering

    Sweating copper near framing is a quiet fire risk on plenty of plumbing jobs.

Coverage That Fits

Real scenarios, real coverage.

  • General Liability

    For exampleA fitting you installed lets go overnight and floods a finished basement. General liability covers the water damage claim.

  • Workers' Compensation

    For exampleA helper strains his back setting a cast-iron stack in a trench. Workers' comp covers the medical care and the lost time.

  • Business Owner's Policy (BOP)

    For exampleA torch on a repipe chars a joist and the homeowner files a claim. A BOP covers the third-party damage and your own tools together.

Get an Instant Contractor QuoteYou'll be taken to Next Insurance's secure site to enter your information and get a quote.

Backed By A Local Agent

Online speed, with a real agent behind it.

You quote and buy online in minutes, but David Bartal, a licensed local agent, is a phone call away for certificates, changes, and claims. That's the part the national-only sites can't give you.

433 Green Ridge St, Scranton, PA 18509570-344-0211

Frequently Asked Questions

Plumbers ask us this.

Is water damage I cause covered?
Accidental water damage to a client's property is a classic third-party claim general liability is designed to handle. Damage to your own installed work follows different rules, which we can walk you through.
Do I need a certificate for the general contractor?
Almost always. After you buy online you can download your certificate immediately and add the GC or property owner as needed. Reach out if the contract asks for specific language.
Does the policy cover trenching or excavation?
Underground and excavation work can carry specific terms, so if you dig for service lines it's worth a quick call to confirm your policy matches the work and no exclusion catches you off guard.
How fast can I get insured?
Most plumbers quote, buy, and download a certificate of insurance in minutes. You can be covered the same day.

Get covered today.

Quote online, buy in minutes, and download your certificate of insurance instantly.

Get an Instant Contractor QuoteYou'll be taken to Next Insurance's secure site to enter your information and get a quote.