Skip to content

Personal Insurance / Scranton, PA

Everything you own, covered properly.

Auto, home, condo, renters, flood, the boat, the bike, the classic in the garage, plus the umbrella that sits over all of it. We shop it across carriers rather than fitting you into one company's box.

Personal Lines

Pick the one you're wondering about.

  • Auto Insurance

    Coverage shopped across multiple carriers, with real limits explained in plain terms.

    Read more
  • Home Insurance

    Coverage for the structure, your belongings, and the liability that comes with owning a house.

    Read more
  • Condo Insurance

    Fills the gap between the association's master policy and everything inside your unit.

    Read more
  • Renters Insurance

    Your belongings and your liability, even though the building is not yours.

    Read more
  • Flood Insurance

    Separate coverage for rising water, which no home or renters policy includes.

    Read more
  • Motorcycle Insurance

    Cruisers, sport bikes, touring and off-road, with custom parts actually accounted for.

    Read more
  • Boat & Watercraft

    The boat, the motor and the trailer, on the water and on the road.

    Read more
  • RV Insurance

    Motorhomes and travel trailers, whether you camp a few weekends or live in it.

    Read more
  • Classic Car

    Agreed value, not depreciated value, for a car you have put years into.

    Read more
  • Umbrella Insurance

    A million dollars of liability sitting on top of your auto and home policies.

    Read more
  • Life Insurance

    Term and permanent coverage, explained without the pitch.

    Read more

The Fastest Way To Get Reviewed

Share your current policies securely.

Instead of digging out declarations pages and typing coverage limits into a form, you can connect your existing insurer directly through Canopy Connect. David sees exactly what you carry today, including what you pay, and can tell you in one pass whether the market has something better.

It takes a couple of minutes, it is read-only, and nothing changes on your current policy unless you decide to move it.

Share my policies

Opens Canopy Connect, a third-party secure intake service. You log in to your own insurer, not to us.

Or bring these to a call

  • Your current declarations pages for anything you want reviewed
  • Roughly what you pay now, so we are comparing like for like
  • Anything that changed recently: a renovation, a new driver, a new vehicle
  • What worries you most, because that usually points at the real gap
Request a review

Personal Lines Carriers

Shopped across carriers you know.

  • Nationwide insurance
  • Progressive insurance
  • Travelers insurance
  • Utica First insurance
  • American Modern insurance
  • Hagerty insurance
  • Foremost insurance
  • Hiscox insurance
  • Next Insurance insurance

Coverage placed through top-rated carriers. Product and carrier availability varies by state.

Business Owner?

We write the commercial side too.

  • General Liability

    The third-party coverage every contract, landlord and city licence asks you to carry.

  • Workers' Compensation

    Required in Pennsylvania once you have employees, and priced on payroll and class code.

  • Commercial Insurance

    General liability, property, commercial auto and BOPs, sized to how the business actually runs.

  • Vacant Building

    For a building sitting empty, where a standard property policy quietly stops working.

  • Surety Bonds

    Bid, performance, payment, license and permit bonds for Pennsylvania contractors.

What Clients Say

Trusted by your neighbors.

4.832 Google reviews
5 out of 5 stars
Dave is an amazing agent, and Kim is great too. They both worked very hard to get me the best rates. I felt they had my best interest at heart, not just what was good for them.
Jacki B.a month ago
5 out of 5 stars
I just finished buying a house. My previous agent couldn’t find coverage for it. My realtor told me that “Dave always has an answer for her problems.” She couldn’t have been more right.
Jimmy N.a month ago
5 out of 5 stars
I highly recommend David Bartal. David took the time to listen to my circumstances and worked efficiently to get me quotes quickly. Within minutes, I had both my vehicles insured at a price I could actually afford. A very happy and satisfied customer.
Sherry B.5 months ago

Frequently Asked Questions

Before you call.

What does an independent agency actually do differently?
We are not tied to one carrier, so we can put the same risk in front of several and compare what each will do with it. When a carrier tightens its appetite or raises rates in a region, we can move you rather than watch you absorb it. The trade-off is that we cannot promise one company's specific discount, because we do not work for them.
Should I bundle my home and auto?
Usually. The discount is real with most carriers, and it also makes claims and renewals simpler because one agent sees your whole picture. We quote it both ways and show you the actual numbers, because occasionally the best home carrier and the best auto carrier are not the same company.
How does the policy review work?
Send us your current declarations pages, or share your policies securely through Canopy Connect, and David reads them against what you actually own and do. You get a plain-English summary of where you are thin, where you are paying for something you do not need, and what the market would charge today. There is no obligation, and if your current policy is the better deal we will tell you.
Which states can you write personal lines in?
Pennsylvania, Michigan, New York, New Jersey, Ohio, Maryland and Virginia. Which carriers are available varies by state and by line, so the fastest answer is a phone call.