When you own a home and a car, it’s important to have sufficient protection for them. While you may have a home and auto insurance policies, they might not provide enough coverage. You may think there’s plenty of liability insurance, but the reality is that you might fall short. That’s where umbrella insurance comes in. It can be the difference between being able to pay for an accident and not being able to. When you need umbrella insurance, we can help. Give us a call now at Bartal Insurance in Scranton, PA.

Liability Coverage in Umbrella Policies

When you need to protect your vehicle and home, you have a home and an auto policy. Each of these comes with multiple types of coverage, including liability protection. This protects you financially in case of an accident that happens either in your home or with your vehicle. Often, there isn’t much of this liability coverage in either policy. This can make it difficult for the policy to pay for a serious and expensive accident. With umbrella insurance, however, you get much more liability coverage for both of these policies at the same time.

Using Umbrella Insurance

With much more liability coverage, your umbrella policy can come in when your home or auto policy isn’t able to pay all of the expenses for an accident. These policies can only pay up to their maximum, which may not be enough for an expensive accident. When this happens, your umbrella policy can step in and pay the rest of what’s owed for expenses like car repairs and bodily injuries.

Get Umbrella Insurance

It’s a good idea to have this coverage just in case you need it. If you don’t have an umbrella policy and need more liability coverage, call Bartal Insurance in Scranton, PA.