Regular travel may necessitate storing numerous items in your recreational vehicle. These items can be prone to theft or damage, so specialized insurance coverage is essential.
Loss Of Property
Loss of property coverage replaces items that get damaged during your ownership. This type of coverage also offers protection against theft. You can obtain this kind of coverage for both fixed and movable items stored within your vehicle.
Permanently installed objects, including floor coverings and appliances, can be included in your insurance plan. Loose items that you can move, such as dishes and linens, can also be included in your RV insurance policy.
Checklist
Consider the list below when crafting a personal checklist of items to include in your insurance plan.
- Carpeting
- Jewelry, cash, and other valuables
- Furnishings
- Entertainment system components
- HVAC essentials
- Clothing
- Automotive parts (for maintenance and repairs)
Inspection
Have a licensed mechanic service your vehicle. The mechanic will assess your van’s operating systems, automotive parts, cosmetic materials, and other components.
After the inspection, you will be informed about any necessary repairs or replacements. Once your vehicle is road-ready, you should consider insurance coverage for the items that you plan to store within your vehicle.
Contact Bartal Insurance
Ensuring adequate insurance coverage for the items stored in your RV can prevent future financial hardships. An agent from Bartal Insurance in Scranton, PA, can assist you with any necessary alterations to your RV insurance policy.