RV Insurance for A Preowned Recreational Vehicle

Before purchasing a preowned recreational vehicle (RV), it’s crucial to conduct a thorough inspection. Once you’re satisfied with the condition of the RV, consider obtaining an insurance policy. Insurance will protect your RV both when you drive it and when you park it.

Preexisting Issues

An inspection can help identify any preexisting issues that need to be addressed. While a mechanical issue or cosmetic flaw won’t affect your RV insurance policy, it could influence your decision to purchase a particular RV model.

The Layout

Assess the layout of the RV you’re interested in purchasing. The layout will determine the available space within the RV and may also affect its overall safety. When assessing the layout, consider the type of insurance coverage you’ll need to protect the space. If you plan on moving your own furnishings into the RV, you might decide to insure each of your personal possessions.

Driving Capabilities and Proposed Travel Plans

Evaluate the preowned RV’s driving capabilities. An RV with a motor in pristine condition will be safer to drive than one with preexisting mechanical issues. Also, assess your proposed travel plans. Use this information to help you choose the level of insurance protection that suits your needs.

Comparison of Insurance Products

Compare insurance products that will adequately protect the RV from theft, vandalism, and natural weather events. This step will help you choose the proper coverage.

Contact an Insurance Agent in Scranton, PA

Contact one of our agents at Bartal Insurance. They will schedule an appointment to discuss your insurance coverage needs and prepare your insurance documents.

Coverage For Items Stored Within Your Recreational Vehicle

Regular travel may necessitate storing numerous items in your recreational vehicle. These items can be prone to theft or damage, so specialized insurance coverage is essential.

Loss Of Property

Loss of property coverage replaces items that get damaged during your ownership. This type of coverage also offers protection against theft. You can obtain this kind of coverage for both fixed and movable items stored within your vehicle.

Permanently installed objects, including floor coverings and appliances, can be included in your insurance plan. Loose items that you can move, such as dishes and linens, can also be included in your RV insurance policy.

Checklist

Consider the list below when crafting a personal checklist of items to include in your insurance plan.

  • Carpeting
  • Jewelry, cash, and other valuables
  • Furnishings
  • Entertainment system components
  • HVAC essentials
  • Clothing
  • Automotive parts (for maintenance and repairs)

Inspection

Have a licensed mechanic service your vehicle. The mechanic will assess your van’s operating systems, automotive parts, cosmetic materials, and other components.

After the inspection, you will be informed about any necessary repairs or replacements. Once your vehicle is road-ready, you should consider insurance coverage for the items that you plan to store within your vehicle.

Contact Bartal Insurance

Ensuring adequate insurance coverage for the items stored in your RV can prevent future financial hardships. An agent from Bartal Insurance in Scranton, PA, can assist you with any necessary alterations to your RV insurance policy.

Protection to Look for When Choosing RV Insurance

If you live in the greater Scranton, PA area and own an RV, you can rely on the team at Bartal Insurance for all your insurance needs. We’re proud to serve our community and look forward to working with you too!

Features Your RV Insurance Should Provide

Owning an RV is a great way to spend time with friends and family while exploring the beautiful areas of our state and country. When you’re selecting your policy, you’ll want to ensure that it provides a few key features. Liability protection is always important, especially if you entertain a lot in your RV and spend time in an RV park.

Protection on the road is also important. It’s a great idea to speak with a local agent to learn more about the range of protection available and determine which is an appropriate option to meet your needs. For example, if you tend to spend most of your RV time in a park, your insurance needs will differ from someone who uses their vehicle to travel. 

The age and replacement value of the RV will also have an impact on the type of insurance that might fit your needs.  It’s worth the time and effort it takes to get a policy that meets your needs without any gaps in coverage.

Call or stop by today!

Scranton, PA area RV owners are encouraged to contact the team at Bartal Insurance for all their insurance needs. Our team is friendly, knowledgeable, and here to help. Give us a call or stop by to learn more about the RV policies that are currently available in our area. We look forward to seeing you soon!

The Ultimate Guide to Protecting Your RV in Pennsylvania

Are you prepared to take on RV Season? RV season is here, and millions of campers and adventure enthusiasts are ready to hit the Pernnysvlania highways. 

Why Pennsylvania Campers Need RV Insurance

If you’re planning on camping or traveling in your RV this year, having the right RV insurance in place is important to protect your and your family’s investment. Pennsylvania residents can get RV insurance to help shield themselves and their vehicles from financial losses that arise in their RV. 

Contact the insurance experts at Bartal Insurance in Scranton, PA if you need an insurance quote. 

What Does an RV Insurance Policy Cover?

RV insurance policies typically include one or more of the following: 

Liability Coverage: RVers with liability coverage are shielded from financial distress when they have an at-fault accident while driving or operating their RVs. 

Comprehensive and Collision: This RV insurance covers RV-related mishaps, including theft, vandalism, and damage caused by non-collision-related incidents.

Collision coverage protects your RV in an accident — regardless of who is at fault. 

Personal Property Coverage: This add-on insurance covers your property when traveling in your RV.

Personal belongings like cell phones, laptops, clothing, jewelry, and cash are protected under this coverage, which gives campers peace of mind when spending the night in RV parks or boondocking on public lands. 

Roadside Assistance Coverage: Adding roadside assistance coverage to your RV insurance policy safeguards you and your passengers from being stranded on the side of the road if your travel trailer or motorized RV breaks down. 

Where Can I Get The Best RV Insurance Rates in Pennsylvania?

Contact the experts if you’re looking for affordable RV insurance in Pennsylvania. The agents at Bartal Insurance in Scranton, PA are happy to answer your RV-related questions and provide you with a free RV insurance quote!